I've been busy over the last 9 months or so since I posted. I've been working flat out, trying to keep up with the ever changing government guidance to ensure we are being as safe as possible at work.
At home I have been working hard at overpaying my debts to clear the credit cards. I have one completely paid off,just 2 more to go. I started my journey to clearing them with over 15k in debt, I am now under 10k. I'm so
proud of that milestone and can't wait to bring it down further.
I was accepted by my bank to transfer just over half of one of my remaining cards onto a 0% for 26 month card. This will save me masses as I'm currently paying around 23% interest. I will clear the remaining credit on the High interest card, then will clear the 0% card. This will leave me with one more high interest paying card (I'm currently paying off 2 cards) which I'm hoping to secure another 0% for when I get a bit further along with this one. It's all go!
By the end of this year I will have cleared my second credit card. That is the end goal. Lots of steps I am taking to make this happen including:
* reducing my food shop bills
* making money via surveys
*making money via receipt apps
*saving money by eating at home
These are all current things I am doing. Next up, I am going to start selling all the excess belongings we have in our house. This will also clear the clutter which I want to do for several reasons including making the hoen easier to clean, making it a calm space, eventually when I get a mortgage in a couple of years I will be moving and I do not want to move the old clutter with me. So I may as well make it work for me now by helping to make a little extra cash.
Where do you sell things you no longer need? I have books, dvds, clothes and toys. I'm sure a lot more once I start digging deeply! I used to sell on ebay but know there are many other choices now. What are your favourite places, and why?
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