I love it! It is fantastic to handle, it is shiny and it's mine.
I have taken it out on a finance agreement but with some careful penny pinching I am hoping to be able to pay it off sooner rather than later.
I needed a car that is reliable and practical as where I work it is very difficult to get to on public transport. It would take me several hours to get there and cost me time with my children, a LOT in bus fares and almost double in childcare due to the times I would spend travelling. Buying a new, reliable car is a big commitment but financially, and personally for my family the only sensible thing to do at this time.
So given that I have taken out this massive commitment my financial goal of getting on the property ladder has been set back temporarily. I am now aiming to pay off the car loan in as short a time as I can. I will still be exploring and having fun out and about but I will be saving as much as possible towards this rather than a house deposit. Once the car is paid off it is back to the mortgage saving. I am tied into a monthly repayment for 2 years and then I have the lump sum to pay off at the end so that is what I am saving towards as of last week when I signed the finance agreement.