Tuesday 7 January 2014

Savings

I have saved the overpayment for the car for the January already see here for my plans with this, so I have turned my focus to save an emergency fund as prompted by Elaine over at mortgage free in 3.
I had already began to think about setting up one, using an old passbook savings account
I have at the building society. Reading through Elaine's January challenge has prompted me to pull on my big girl knickers and get on with it!
I have my notebook sorted;
that little grid has 100 squares on it- £5.00 per square every time I send money across I colour in the corresponding amount of squares- I like to see how quickly they are filling up- I'm already on my second row!I can't wait until they are full, I like to meet a challenge.
I have also been recording in my little diary what I spend each day;

and any no spend days- I have already completed 5 no spend days this year. Only 235 no spend days to go to reach my target for 2014!

How are you goals for 2014 coming along?

2 comments:

  1. You seem very focused and you know what you are doing. My goals are going as expected, in the right direction and I am just hoping to stick to them

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    Replies
    1. I am hoping that being organised will help me to keep my focus. Doing this along with Elaine and her group pf followers is also helping. The fact that I wanted to do this and then I found that Elaine was hosting a 'save-along' just makes it that little easier. I am hoping that building the habits now will embed them and help me to focus for the rest of the year.

      I'm glad your goals are coming along well too :-)

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